Despite campaigns recently to increase awareness about the need for secure passwords in the UK, many web users leave use themselves open to hackers by choosing easy to guess and insecure passwords. A survey by Visa Europe found that “over three-quarters choose passwords relating to friends, family and memorable dates” whilst following a phishing attack on Twitter it was found that the five most common passwords are: password1, abc123, myspace1, password.
- 66% of users use the same password for more than one website
- 46% of users use the same 2 to 3 passwords for every website they access
- 45% of users use passwords made up only of dictionary words or names (the most easily cracked)
The lack of proper password security is one of the factors contributing to the ongoing problem of online fraud in the UK. The UK Cybercrime report identified the following worrying statistics: Read the rest of this entry »
In the early years, BF Internet offered clients the option of taking credit card payments via through PGP encrypted emails. This allowed shoppers to submit their credit card details through a secure encrypted form to be processed in-store and offered reduced operating costs, whilst not requiring an internet merchant account.
The card payment industry has changed massively in recent years, with greater focus on online security and fraud prevention through the introduction of CV2 numbers, 3D-secure authentication and additional layers of fraud checking. These advances have meant that other payment processing options (e.g. PayPal, Sage Pay..) have become far superior to PGP, offering improved PCI-compliant fraud protection for the merchant whilst widespread implementation has minimised costs.
This article looks at 3 options available to you, to allow payments to be taken online: